Want the quick, simple answer to if you should marry someone with $100k in debt? Here’s my expert opinion as a wife of almost 10 years who married into more than $100,000 of debt: If I could only choose yes or no, I’d say no. I wouldn’t advise anyone to marry someone with $100K in … Read more Should I Marry Someone With $100K In Debt?
We made it through 2021! Here’s an update on how much debt we paid off in one year. But first, let’s talk real fast about why we are doing this whole debt-free journey thing to begin with. Why We Want to Be Debt-Free Simply put: We want freedom. Debt (especially debt in the six-figures, like … Read more How Much Debt We Paid Off in Our Mid-Year Debt Free Journey Update (Debt Payoff January 2021- December 2021)
We did it! We’re a low-income family. But we financed a car and paid off the loan in 12 months. Y’all. That was 5 years early. Our lender projected it would take 6 years to pay off our high-interest car loan. Nah, son. Here’s what we did instead: Early payments with auto-pay Extra payments to … Read more We Paid Off A High-Interest Car Loan in 1 Year On a Low Income Teacher Salary
You make a monthly budget, but you still end up with more month than money. Falling short like that every month often means: Using credit cards to “get by,” Choosing between groceries or the electric bill or Borrowing money from friends and family. But that’s just how it is when you have a low income, … Read more Our Secret To Nailing The Monthly Budget On A Low Income
Got debt? Like, a lot of debt? Seems like I should stop being a stay-at-home mom and get a full-time job to help pay off our debt. But, wait. Is that really the best choice? Let’s break it down. Full Disclosure: We’re still figuring this out. But we’re bringing you along on the decision-making process. … Read more Should I Be A Stay-At-Home Mom or Go Back to Work to Help Pay Off Debt?
Sorry, Katniss, and all the other tributes, but the odds will never be in your favor when it comes to this and it’s time to face it: Debt causes marriage problems. Statistics are changing, but it’s safe to say the current divorce rate is just under 40 percent. So instead of half of all marriages … Read more Debt and Marriage: How Debt Causes Marriage Problems (what you need to know)